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Never fear, even discount brokers are now touting their hundreds of office locations and approachable brokers -- a sign of the ever-shrinking customer service gap between the full-service brokers and the discount ones.

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However, even with a discount broker, expect to be charged considerably more for taking advantage of those broker-assisted trades. Make sure to look into professional affiliations. You'll likely need a checking account to get money into your brokerage account. While cutting a check has been the method of choice for quite some time, paperless methods like electronic funds transfer are becoming an industry standard for getting cash into your account. For your opening deposit, they'll likely still need a check.

Sorry, folks, no credit cards accepted here. Now, you've likely heard of a margin account. It's essentially a way for you to borrow money or securities from your broker to invest. Buying on margin is not something that you'll want to do until you're pretty familiar with investing and understand the additional account restrictions related to margin like a higher minimum balance. The services brokers provide to their clients can vary quite a bit from firm to firm; chief among them is the ability to buy and sell stocks.

When novice investors think about investing, buying and selling stocks is usually what comes to mind, but there are other securities a. Other investment products, like mutual funds, bonds, options, and CDs can also be purchased through your broker. While these types of investments might not be something you're interested in right off the bat, the way they are handled by your broker should be something that you consider when you're looking into opening a brokerage account.

Of special interest are mutual funds. Many larger brokers have their own mutual fund offerings or special relationships with firms that do, and you can bet that they're going to push those funds a lot harder than they will the competition's funds. If you're considering putting some money in mutual funds, check to see how many mutual funds your broker offers with no transaction fees.

However, don't let these fees be a deal-breaker; with the rise of exchange-traded funds, the mutual fund arena is changing. If you decide to open an account with an online discount broker, a big factor to consider is the trading platform you'll use to access your account.

In the past several years, firms that offer online trading have been working to redesign their trading platforms in a way that makes information more readily available to their clients. These days, most well known firms have very impressive trading platforms that provide investors with account information, research, and, of course, the ability to buy and sell investments.

If you head over to the Web site of a broker you're looking at, you can find a breakdown of what's offered in the trading platform. Additionally, many brokers offer more advanced platforms that appeal to investors who have high volumes of trades like day traders. While these premium platforms may offer more features, they typically come at an additional cost to you, the client.

When it comes down to it, if you're not going to use the additional features and most won't , don't bother with them. You're pretty much guaranteed to incur these. Your broker will charge you a fee for every trade you make. If want to have your broker make trades for you, then you will usually need to pay for that extra face or phone time -- substantially more than you would for a regular self-directed trade. Some brokers charge monthly maintenance fees or inactivity fees when their clients don't meet certain conditions.

Become familiar with your broker's policies on this.

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Visual Studio for Mac brings the developer productivity you love to the Mac. The experience has been meticulously crafted to optimize the developer workflow for the Mac. Share projects seamlessly with developers using Visual Studio across Windows and Mac. With support for ASP. Craft the front-end with the same web editor experience you know and love from Visual Studio and Windows and publish to the cloud directly from the IDE.

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